Making sure that you have adequate home insurance coverage starts with connecting to an agent that will understand your needs. Of course, you have to take a proactive approach to ensure you get the home insurance coverage that you need. The right home insurance company will offer comprehensive homeowners insurance including flood insurance. It… Read more »
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3 Tips You Need to Know for Filing a Flood Insurance Claim
When homeowners file a claim with their home insurance company, 76% of the claims are based on wind, water damage, hail, weather-related water damage, and theft. In the specific case of weather-related water damage, it may be more appropriate to file a flood insurance claim. If you’ve never used your flood insurance policy before, you… Read more »
Health Savings Accounts: What to Know About HSAs
Health insurance continues to be a hot-button issue in the United States — and for good reason. As both healthcare costs and insurance premiums increase, many Americans are understandably concerned about how they can possibly afford to protect themselves in the event of an illness or injury. With that in mind, it’s no wonder that… Read more »
There Are 6 Vital Reasons You Need Life Insurance
Almost 60% of Americans have a form of life insurance. Are you part of that 60%? It can be difficult to understand everything you should about life insurance. What type of policy should you have in regards to terms? When should you get a policy? Do you know what you want or really need? One… Read more »
4 Events Covered by Flood Insurance Not Covered by Home Insurance
For many home owners, flood insurance is dismissed as unnecessary. They believe they do not need insurance for floods because they already have home insurance. If a storm hits, these home owners believe that their home insurance company will cover all the damage even without a flood insurance policy. This is not correct. In floodplain… Read more »
Buying Business Insurance: 6 Mistakes to Avoid
Roughly 60% of Americans have a type of life insurance. Even so, business insurance is equally important. Owning a business in the 21st century can be like a minefield filled with explosive mistakes and missteps. You might not realize when overlooking important obligations or overspending in given areas. Purchasing the correct insurance type is a… Read more »
What You Need to Know About Flooding in Florida and Your Flood Insurance Policy
In Florida, it is not mandatory to get flood insurance. This may seem contradictory since it may be an important requirement for your mortgage loan. Getting a flood insurance policy can be critical for those who live in a moderate-to-high risk flood zone. History of Storms in Florida Florida is susceptible to storms due to… Read more »
3 Important Home Insurance Facts For the Upcoming Decade
As this decade draws to an end and the next one begins, many people form resolutions to improve their lives. It’s a time when people consider getting around to tasks they have put off or consider important decisions to make about their futures. For current and prospective homeowners, one of the most important things to… Read more »
How to Save Money on Your Car Insurance
Most drivers spend $92 per month on average for auto insurance. While many people wouldn’t have much trouble paying that, others may be curious to know if there are ways to lower your auto insurance cost. Fortunately for them, there is. To find out how to get the most out of your insurance plan, keep… Read more »
5 FAQs About Flood Insurance in Florida
Flooding is a major concern for all Florida residents. Historically, 40% of the hurricanes that have struck the east coast have made landfall somewhere in Florida. Since 80% of Florida residents live on or near the coast, hurricanes run the risk of affecting large numbers of Floridians. Additionally, over 5 million Florida residents near lakes,… Read more »